Tax Planning

Tax planning can become very complex at times and may involve rather sophisticated investment strategies but many are straightforward and fairly simple and can be used by most taxpayers. We know that it does not make a difference how much you make; it is how much you keep after taxes. We utilize sound tax saving procedures through the application of current tax laws and tax-favored investments to minimize a client’s tax liability.

Managing your taxes is a year-round activity. Because congress considers tax law changes throughout the year, tax strategies require review and adjustment throughout the year. We work closely with our affiliated accountants or an outside accountant with whom a client has an existing relationship. Throughout the year, we continuously review your portfolio to consider:

  • The effects of dividends
  • Capital gains/losses – realized or unrealized
  • Placement of investments – whether in taxable or tax-deferred/free accounts